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Cheapest Car Insurance Rates in Sunrise, florida

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Driving Conditions in Sunrise, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

139Rainy Days a Year
64 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Sunrise, florida Car Insurance Rates by Provider

With a variety of car insurance providers to choose from in Sunrise, Florida, such as Geico, Progressive, State Farm, Allstate, and USAA, it is crucial to compare rates and coverage options to ensure you are receiving the best policy possible. White Chip Insurance has existing relationships with each of these carriers and is able to ensure you will be quoted the cheapest car insurance rates in all of Sunrise. White Chip Insurance offers a free quote service, so you can compare rates without any obligation.

ProviderAverage Annual Rate
State Farm$1,963
GEICO$2,535
Progressive$3,146
Allstate$3,470

Sunrise, florida Car Insurance Rates by Age

Depending on the age of the driver, car insurance rates in Sunrise can vary. On average, insurance companies require younger drivers to pay higher rates than older drivers due to age being considered a risk factor when qualifying for insurance rates. White Chip Insurance is committed to providing cheap insurance rates to all drivers, despite their age. If you are looking for cheap car insurance in Sunrise, contact a White Chip Insurance agent today.

AgeAverage Annual Rate
16-19$7,277
20s$3,379
30s$2,710
40s$2,662
50s$2,467
60s$2,497
70s$2,983

Sunrise, florida Car Insurance Rates by Gender and Marital Status

While most states have laws that prohibit insurance companies from using gender as a basis for determining insurance rates and most of Sunrise, Florida will not tolerate gender-biased insurance rates, it is still a possibility. Throughout Florida, you will typically find that female drivers pay more for car insurance, married couples pay less than single drivers, and widowed or divorced drivers will pay slightly higher rates than both. White Chip Insurance will ensure to find you affordable car insurance in Sunrise, Florida no matter which category you fall into.

Gender and Marital StatusAverage Annual Rate
Married$2,580
Divorced$2,697
Widowed$2,645
Female$2,750
Male$2,697
Single$2,697

Sunrise, florida Car Insurance Rates by Driving Record

Driving records are a huge consideration for insurance companies when it comes to determining rates. A clean driving record can lend discounts and lower premiums, while a faulty driving record can, in some cases, double the cost. On average, Sunrise, Florida offers a rate of $1,650 for a clean driving record and can go as high as $4,206 for a faulty driving record. Contact a White Chip Insurance agent today to compare rates from a variety of providers to get you the cheapest car insurance possible.

Driving RecordAverage Annual Rate
DUI/DWI$4,070
Reckless Driving$4,206
At-fault Accident (damages less than $1,000)$3,759
At-fault Accident (damages greater than $2,000)$3,759
Speeding Ticket (16-20mph over speed limit)$3,428

Sunrise, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Sunrise, Florida to drivers of all credit scores. Contact us today to learn more.

Credit ScoreAverage Annual Rate
300 - 570$5,104
580 - 669$4,134
670 - 739$3,444
740 - 799$2,854
800 - 850$2,296

Cheapest Area Codes in Sunrise, florida

Some zip codes in Sunrise, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Sunrise, Florida is 33330, with an average home value of $985,274. The least expensive zip code in Sunrise, Florida is 33322, with an average home value of $291,285.

Most Expensive Sunrise, florida ZIP Codes

33321, 33322, 33323, 33324, 33329

Least Expensive Sunrise, florida ZIP Codes

33325, 33326, 33327, 33328, 33330

Local Amenities in Sunrise, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Sunrise, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost of car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year, which is almost $1,000 more than the national average. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,764. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Sunrise is $2,697. It is important to contact a White Chip Insurance agent to compare quotes from multiple insurers to ensure you get the cheapest car insurance rate possible.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state runs a high risk of natural disasters, such as hurricanes and floods, as well as a high rate of car theft. Also, Florida is a no-fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. This leads to an increase in the cost of insurance in Florida.

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How much is car insurance near Sunrise, FL?
OrlandoTallahasseeJacksonville
TampaOcalaMiami
Fort LauderdaleSt. PetersburgHialeah
HollywoodCape CoralPembroke Pines
Port St. LucieMiami GardensGainesville
Coral Springs Lehigh AcresClearwater
Palm BayPompano BeachWest Palm Beach
MiramarLakelandDavie
Boca RatonSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

Find the Cheapest Car Insurance Rates