Cheapest Car Insurance Rates in Pembroke Pines, florida

With various car insurance providers to choose from in Pembroke Pines, Florida, such as, Geico, Progressive, State Farm, Allstate, and USAA, it is important that you make sure you are getting the best rates possible. White Chip Insurance will utilize their relationship with each of these insurance providers to ensure you are receiving cheap car insurance in Pembroke Pines, Florida.

Car insurance rates in the city of Pembroke Pines are going to differ depending on the age of the driver. Usually, insurance companies will require younger drivers to pay higher premiums due to age qualifying as a risk factor when insurance companies are determining premiums. White Chip Insurance commits to providing cheap insurance rates to all drivers, no matter their age.

In Pembroke Pines, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. In Pembroke Pines, Florida, female drivers pay slightly more than male drivers on average. Marital status can affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Pembroke Pines, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers.

Car insurance rates are determined by many factors including the driver’s driving record. A driver with a clean driving record is likely to have lower car insurance premiums than someone with a poor driving record. Insurers may also offer discounts for drivers with clean records or reward them with lower rates. Conversely, drivers with poor driving records may be charged higher rates or be required to pay higher deductibles. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. In Pembroke Pines, Florida, the average car insurance rate for a driver with a clean record is $1,895 per year, while the average rate for a driver with a poor record is $4,081 per year.

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Pembroke Pines, Florida to drivers of all credit scores. Contact us today to learn more.