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Cheapest Car Insurance Rates in Pompano Beach, florida

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Driving Conditions in Pompano Beach, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

138Rainy Days a Year
61 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Pompano Beach, florida Car Insurance Rates by Provider

There are many car insurance providers in Pompano Beach, Florida to choose from, so it is best to compare rates and coverage options to find the best policy for you. The top providers in the area include Geico, Progressive, State Farm, Allstate, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate.

ProviderAverage Annual Rate
State Farm$2,535
GEICO$2,548
Progressive$3,237
Allstate$4,015

Pompano Beach, florida Car Insurance Rates by Age

Car insurance rates in the city of Pompano Beach are going to differ depending on the age of the driver. Usually, insurance companies will require younger drivers to pay higher premiums due to age qualifying as a risk factor when insurance companies are determining premiums. White Chip Insurance commits to providing cheap car insurance rates to all drivers, no matter their age.

AgeAverage Annual Rate
16-19$8,274
20s$3,683
30s$2,888
40s$2,830
50s$2,659
60s$2,714
70s$3,310

Pompano Beach, florida Car Insurance Rates by Gender and Marital Status

While most states have laws that prohibit insurance companies from using gender as a basis for determining insurance rates and most of Pompano Beach will not tolerate gender-biased insurance rates, it is still a possibility. Throughout Florida, you will typically find that female drivers pay more for car insurance, married couples pay less than single drivers, and widowed or divorced drivers will pay slightly higher rates than both. White Chip Insurance will ensure to find you cheap car insurance in Pompano Beach no matter which categories you fall into.

Gender and Marital StatusAverage Annual Rate
Married$2,798
Divorced$2,900
Widowed$2,848
Female$2,983
Male$2,900
Single$2,798

Pompano Beach, florida Car Insurance Rates by Driving Record

For insurance companies, there is much to consider when determining car insurance rates. A drivers driving record might be one of the weightiest considerations of them all. You will typically find discounts and lower premiums associated with clean driving records and you will typically find the opposite with faulty driving records. On average, Pompano Beach, Florida offers a rate of $1,850 for a clean driving record and as high as $4,438 for a faulty record.

Driving RecordAverage Annual Rate
DUI/DWI$4,300
Reckless Driving$4,438
At-fault Accident (damages less than $1,000)$4,020
At-fault Accident (damages greater than $2,000)$4,020
Speeding Ticket (16-20mph over speed limit)$3,643

Pompano Beach, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Pompano Beach, Florida to drivers of all credit scores. Contact us today to learn more.

Credit ScoreAverage Annual Rate
300 - 570$5,885
580 - 669$3,589
670 - 739$2,900
740 - 799$2,618
800 - 850$2,309

Cheapest Area Codes in Pompano Beach, florida

Some zip codes in Pompano Beach, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Pompano Beach, Florida is 33076, with an average home value of $910,000. The least expensive zip code in Pompano Beach, Florida is 33066, with an average home value of $245,000.

Most Expensive Pompano Beach, florida ZIP Codes

33063, 33064. 33066, 33068, 33069

Least Expensive Pompano Beach, florida ZIP Codes

33060, 33061, 33062, 33067, 33076

Local Amenities in Pompano Beach, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Pompano Beach, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost of car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,764. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Pompano Beach is $2,900.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state runs a high risk of natural disasters, such as hurricanes and floods, as well as a high rate of car theft. Also, Florida is a no-fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. This leads to an increase in the cost of insurance in Florida.

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How much is car insurance near Pompano Beach, FL?
TallahasseeJacksonvilleTampa
OcalaMiamiFort Lauderdale
OrlandoSt. PetersburgHialeah
HollywoodCape CoralPembroke Pines
Port St. LucieMiami GardensGainesville
Coral Springs Lehigh AcresClearwater
Palm BayWest Palm BeachMiramar
LakelandDavieBoca Raton
SunriseSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

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