Driving Conditions in Palm Bay, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
122Rainy Days a Year
54 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Palm Bay, florida Car Insurance Rates by Provider
White Chip Insurance has relationships with a variety of insurance providers, such as Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, compare rates and coverage options to ensure you are receiving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Palm Bay.
| Provider | Average Annual Rate |
|---|
| State Farm | $1,608 |
| GEICO | $1,782 |
| Progressive | $2,709 |
| Allstate | $2,843 |
Palm Bay, florida Car Insurance Rates by Gender and Marital Status
Most states have laws prohibiting insurance companies from using gender as a basis for determining rates. Most likely, you will not find gender bias in car insurance quotes in Palm Bay, FL. Although, you will typically find higher insurance rates for female drivers in Palm Bay. Married couples often have lower car insurance rates than single drivers because it is assumed that married drivers will take fewer risks behind the wheel than single drivers. In Palm Bay, FL, divorced or widowed drivers find an increase in their insurance rates than single or married drivers. Our team is dedicated ot providing our clients with affordable car insurance in Palm Bay, Florida.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $1,997 |
| Divorced | $2,084 |
| Widowed | $2,045 |
| Female | $2,133 |
| Male | $2,084 |
| Single | $1,997 |
Palm Bay, florida Car Insurance Rates by Driving Record
Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Palm Bay, Florida offers a rate of $1,250 for clean driving records, but the rate for faulty driving records runs around $3,150.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $3,042 |
| Reckless Driving | $3,151 |
| At-fault Accident (damages less than $1,000) | $2,872 |
| At-fault Accident (damages greater than $2,000) | $2,872 |
| Speeding Ticket (16-20mph over speed limit) | $2,613 |
Palm Bay, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Palm Bay, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 579 | $4,072 |
| 580 - 669 | $2,544 |
| 670 - 739 | $2,084 |
| 740 - 799 | $1,893 |
| 740 - 799 | $1,682 |
Cheapest Area Codes in Palm Bay, florida
Palm Bay, Florida car insurance can be more expensive depending on its location and surroundings. If it is in close proximity to elite education and top-tier job opportunities, as well as safe neighborhoods and affluent amenities, then you can expect the rates to be more pricey. The most expensive zip code in Palm Bay, Florida is 32948 with an average home value of $672,000 and the least expensive zip code is 32905 with an average home value of $255,000.
Most Expensive Palm Bay, florida ZIP Codes
32905, 32907, 32908, 32909, 32910
Least Expensive Palm Bay, florida ZIP Codes
32948, 32949, 32950, 32951, 32976
