Driving Conditions in Spring Hill, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
112Rainy Days a Year
53 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Spring Hill, florida Car Insurance Rates by Provider
With a variety of car insurance providers to choose from in Spring Hill, Florida, such as Geico, Progressive, State Farm, Allstate, and USAA, it is crucial to compare rates and coverage options to ensure you are receiving the best policy possible. White Chip Insurance has existing relationships with each of these carriers and is able to ensure you will be quoted the cheapest car insurance rates in all of Spring Hill. White Chip Insurance offers a free quote service, so you can compare rates without any obligation.
| Provider | Average Annual Rate |
|---|
| State Farm | $1,524 |
| GEICO | $1,680 |
| Progressive | $2,856 |
| Allstate | $2,984 |
Spring Hill, florida Car Insurance Rates by Gender and Marital Status
In Spring Hill, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. In Spring Hill, Florida, female drivers pay slightly more than male drivers on average. Marital status can affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Spring Hill, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers. Our team is dedicated to provide you with affordable car insurance in Spring Hill.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $1,698 |
| Divorced | $1,788 |
| Widowed | $1,775 |
| Female | $1,795 |
| Male | $1,788 |
| Single | $1,698 |
Spring Hill, florida Car Insurance Rates by Driving Record
Driving records are a huge consideration for insurance companies when it comes to determining rates. A clean driving record can lend discounts and lower premiums, while a faulty driving record can, in some cases, double the cost. On average, Spring Hill, Florida offers a rate of $1,420 for a clean driving record and can go as high as $3,210 for a faulty driving record. Contact a White Chip Insurance agent today to compare rates from a variety of providers to get you the cheapest car insurance possible.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $2,693 |
| Reckless Driving | $2,708 |
| At-fault Accident (damages less than $1,000) | $2,495 |
| At-fault Accident (damages greater than $2,000) | $2,495 |
| Speeding Ticket (16-20mph over speed limit) | $2,254 |
Spring Hill, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Spring Hill, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 570 | $3,560 |
| 580 - 669 | $2,174 |
| 670 - 739 | $1,776 |
| 740 - 799 | $1,632 |
| 800 - 850 | $1,425 |
Cheapest Area Codes in Spring Hill, florida
Spring Hill, Florida car insurance can be more expensive depending on where the company is located and if it's in close proximity to affluent amenities. If the surrounding area has safe neighborhoods, top-tier education options, and/or elite job opportunities, the insurance rates can be affected. The most expensive zip code in Spring Hill, Florida is 34609 with an average home value of $435,000, and the least expensive zip code is 34604 with an average home value of $225,000.
Most Expensive Spring Hill, florida ZIP Codes
34604, 34605, 34613, 34614, 34615
Least Expensive Spring Hill, florida ZIP Codes
34606, 34609, 34610, 34611, 34612
