Driving Conditions in Fort Myers, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
107Rainy Days a Year
54 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Fort Myers, florida Car Insurance Rates by Provider
There are many car insurance providers in Fort Myers, Florida to choose from, so it is important to compare rates and coverage options to find the best policy for you. The top providers in the area include Geico, Progressive, Allstate, State Farm, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate. Contact a White Chip Insurance agent today to get a free quote for cheap car insurance in Fort Myers, Florida.
| Provider | Average Annual Rate |
|---|
| State Farm | $1,428 |
| GEICO | $1,752 |
| Progressive | $2,095 |
| Allstate | $2,340 |
Fort Myers, florida Car Insurance Rates by Gender and Marital Status
In Fort Myers, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. However, in Fort Myers, Florida, female drivers pay slightly more than male drivers on average. Marital status can also affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Fort Myers, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers. White Chip Insurance will ensure to find you the cheapest rates no matter which category you fall into.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $2,592 |
| Divorced | $2,624 |
| Widowed | $2,611 |
| Female | $2,685 |
| Male | $2,624 |
| Single | $2,592 |
Fort Myers, florida Car Insurance Rates by Driving Record
For insurance companies, a driver’s driving record holds weight in the process of determining their car insurance rate. A clean driving record typically equals lower premiums. A faulty driving record typically causes the prices to spike. Drivers with a clean record may be offered discounts on their insurance, while drivers with a faulty record run the risk of being charged higher deductibles. Similarly, drivers with multiple traffic violations or DUI convictions may be charged significantly higher rates. On average, Fort Myers, Florida offers a rate of $1,620 per year for clean driving records, while the rate for a faulty driving record is around $3,845.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $3,744 |
| Reckless Driving | $3,825 |
| At-fault Accident (damages less than $1,000) | $3,568 |
| At-fault Accident (damages greater than $2,000) | $3,568 |
| Speeding Ticket (16-20mph over speed limit) | $3,216 |
Fort Myers, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Fort Myers, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 570 | $5,038 |
| 580 - 669 | $3,245 |
| 670 - 739 | $2,325 |
| 740 - 799 | $2,105 |
| 800 - 850 | $1,895 |
Cheapest Area Codes in Fort Myers, florida
Some zip codes in Fort Myers, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Fort Myers, Florida is 33907, with an average home value of $1,025,000. The least expensive zip code in Fort Myers, Florida is 33916, with an average home value of $251,738.
Most Expensive Fort Myers, florida ZIP Codes
33908, 33912, 33916, 33917, 33918
Least Expensive Fort Myers, florida ZIP Codes
33904, 33905, 33906, 33907, 33919
