Driving Conditions in Cape Coral, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
108Rainy Days a Year
53 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Cape Coral, florida Car Insurance Rates by Provider
White Chip Insurance has relationships with a variety of insurance providers, such as, Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, compare rates and coverage options to ensure you are receiving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Cape Coral.
| Provider | Average Annual Rate |
|---|
| State Farm | $1,608 |
| GEICO | $1,764 |
| Progressive | $2,594 |
| Allstate | $2,664 |
Cape Coral, florida Car Insurance Rates by Gender and Marital Status
Most states have laws prohibiting insurance companies from using gender as a basis for determining rates. Most likely, you will not find gender bias in car insurance quotes in Cape Coral, FL. Although, you will typically find higher insurance rates for female drivers in Cape Coral. Married couples often have lower car insurance rates than single drivers because it is assumed that married drivers will take fewer risks behind the wheel than single drivers. In Cape Coral, FL, divorced or widowed drivers will usually find an increase in their insurance rates than single or married drivers.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $1,936 |
| Divorced | $2,026 |
| Widowed | $1,986 |
| Female | $2,064 |
| Male | $2,026 |
| Single | $1,936 |
Cape Coral, florida Car Insurance Rates by Driving Record
Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Cape Coral, Florida offers a rate of $1,839 for clean driving records, but the rate for faulty driving records runs around $3,056.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $2,951 |
| Reckless Driving | $3,056 |
| At-fault Accident (damages less than $1,000) | $2,793 |
| At-fault Accident (damages greater than $2,000) | $2,793 |
| Speeding Ticket (16-20mph over speed limit) | $2,527 |
Cape Coral, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Cape Coral, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 570 | $3,977 |
| 580 - 669 | $2,476 |
| 670 - 739 | $2,026 |
| 740 - 799 | $1,839 |
| 800 - 850 | $1,633 |
Cheapest Area Codes in Cape Coral, florida
Cape Coral, Florida car insurance can be more expensive depending on its location and surroundings. If it is in close proximity to elite education and top-tier job opportunities, as well as safe neighborhoods and affluent ammenities, then you can expect the rates to be more pricey. The most expenzive zip code in Cape Coral, Florida is 33921 with an average home value of $2,818,443 and the least expensive zip code is 33909 with an average home value of $322,662.
Most Expensive Cape Coral, florida ZIP Codes
33907, 33928, 33931, 33913, 33909
Least Expensive Cape Coral, florida ZIP Codes
33921, 33924, 33957, 33914, 33956
