Cheapest Car Insurance Rates in Davie, florida

White Chip Insurance has relationships with a variety of insurance providers, such as Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, compare rates and coverage options to ensure you are receiving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Davie, Florida.

In Davie, Florida, car insurance rates can vary depending on the age of the driver. Most insurance companies require younger drivers to pay higher premiums than older drivers because of the risk that is associated with new drivers. White Chip Insurance is committed to providing fair insurance rates to all drivers, despite their age. Contact a White Chip Insurance agent today to get a free quote.

Car insurance companies cannot use gender as a basis for determining insurance rates and most states have laws prohibiting insurers from using gender as a factor when determining rates. In Davie, Florida, you typically won’t find varying insurance rates, based on gender. Although, on average, female drivers in Davie, Florida pay slightly more. Married couples typically have lower car insurance rates than single drivers because it is assumed that married drivers will drive more responsibly and take fewer risks behind the wheel. In Davie, Florida, divorced or widowed drivers can expect to see a slight increase in their rates than single or married drivers.

Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Davie, Florida offers a rate of $1,650 for clean driving records, but the rate for faulty driving records runs around $3,905.

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates. Contact a White Chip Insurance agent today to get the best policy possible, no matter what your credit score is.