Driving Conditions in Plantation, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
135Rainy Days a Year
65 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Plantation, florida Car Insurance Rates by Provider
There are many car insurance providers in Plantation, Florida to choose from, so it is important to compare rates and coverage options to find the best policy for you. The top providers in the area include Geico, Progressive, Allstate, State Farm, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate. Contact a White Chip Insurance agent today to get a free quote for cheap car insurance in Plantation, Florida.
Provider | Average Annual Rate |
---|
State Farm | $2,046 |
GEICO | $2,535 |
Progressive | $3,391 |
Allstate | $3,783 |
Plantation, florida Car Insurance Rates by Gender and Marital Status
In Plantation, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. However, in Plantation, Florida, female drivers pay slightly more than male drivers on average. Marital status can also affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Plantation, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers. White Chip Insurance will ensure to find you affordable car insurance in Plantation, Florida no matter which category you fall into.
Gender and Marital Status | Average Annual Rate |
---|
Married | $2,692 |
Divorced | $2,803 |
Widowed | $2,751 |
Female | $2,880 |
Male | $2,803 |
Single | $2,692 |
Plantation, florida Car Insurance Rates by Driving Record
Car insurance rates are determined by many factors including the driver’s driving record. A driver with a clean driving record is likely to have lower car insurance premiums than someone with a poor driving record. Insurers may also offer discounts for drivers with clean records or reward them with lower rates. Conversely, drivers with poor driving records may be charged higher rates or be required to pay higher deductibles. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. In Plantation, Florida, the average car insurance rate for a driver with a clean record is $1,215 per year, while the average rate for a driver with a poor record is $3,985 per year.
Driving Record | Average Annual Rate |
---|
DUI/DWI | $4,200 |
Reckless Driving | $4,344 |
At-fault Accident (damages less than $1,000) | $3,915 |
At-fault Accident (damages greater than $2,000) | $3,915 |
Speeding Ticket (16-20mph over speed limit) | $3,552 |
Plantation, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Plantation, Florida to drivers of all credit scores. Contact us today to learn more.
Credit Score | Average Annual Rate |
---|
300 - 570 | $5,352 |
580 - 669 | $4,323 |
670 - 739 | $3,593 |
740 - 799 | $2,970 |
800 - 850 | $2,381 |
Cheapest Area Codes in Plantation, florida
Car insurance rates can also vary depending on the zip code they are coming from. Plantation, Florida rates can be more expensive because of their close proximity to elite job opportunities, educational advantages, and access to amenities such as shopping, dining, and entertainment. Neighborhood safety and school quality are additional factors that can contribute to higher insurance premiums. The most expensive zip code in Plantation, Florida is 33326 with an average home value of $713,687. The least expensive zip code in Plantation, Florida is 33313 with an average home value of $181,948.
Most Expensive Plantation, florida ZIP Codes
33311, 33313, 33319, 33322, 33324
Least Expensive Plantation, florida ZIP Codes
33317, 33323, 33325, 33326, 33328