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Cheapest Car Insurance Rates in Plantation, florida

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Driving Conditions in Plantation, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

135Rainy Days a Year
65 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Plantation, florida Car Insurance Rates by Provider

There are many car insurance providers in Plantation, Florida to choose from, so it is important to compare rates and coverage options to find the best policy for you. The top providers in the area include Geico, Progressive, Allstate, State Farm, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate. Contact a White Chip Insurance agent today to get a free quote for cheap car insurance in Plantation, Florida.

ProviderAverage Annual Rate
State Farm$2,046
GEICO$2,535
Progressive$3,391
Allstate$3,783

Plantation, florida Car Insurance Rates by Age

Depending on the age of the driver, car insurance rates in Plantation can vary. On average, insurance companies require younger drivers to pay higher rates than older drivers due to age being considered a risk factor when qualifying for insurance rates. White Chip Insurance is committed to providing cheap insurance rates to all drivers, despite their age. If you are looking for cheap car insurance in Plantation, contact a White Chip Insurance agent today for a free quote.

AgeAverage Annual Rate
16-19$7,566
20s$3,506
30s$2,830
40s$2,783
50s$2,578
60s$2,605
70s$3,108

Plantation, florida Car Insurance Rates by Gender and Marital Status

In Plantation, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. However, in Plantation, Florida, female drivers pay slightly more than male drivers on average. Marital status can also affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Plantation, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers. White Chip Insurance will ensure to find you affordable car insurance in Plantation, Florida no matter which category you fall into.

Gender and Marital StatusAverage Annual Rate
Married$2,692
Divorced$2,803
Widowed$2,751
Female$2,880
Male$2,803
Single$2,692

Plantation, florida Car Insurance Rates by Driving Record

Car insurance rates are determined by many factors including the driver’s driving record. A driver with a clean driving record is likely to have lower car insurance premiums than someone with a poor driving record. Insurers may also offer discounts for drivers with clean records or reward them with lower rates. Conversely, drivers with poor driving records may be charged higher rates or be required to pay higher deductibles. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. In Plantation, Florida, the average car insurance rate for a driver with a clean record is $1,215 per year, while the average rate for a driver with a poor record is $3,985 per year.

Driving RecordAverage Annual Rate
DUI/DWI$4,200
Reckless Driving$4,344
At-fault Accident (damages less than $1,000)$3,915
At-fault Accident (damages greater than $2,000)$3,915
Speeding Ticket (16-20mph over speed limit)$3,552

Plantation, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Plantation, Florida to drivers of all credit scores. Contact us today to learn more.

Credit ScoreAverage Annual Rate
300 - 570$5,352
580 - 669$4,323
670 - 739$3,593
740 - 799$2,970
800 - 850$2,381

Cheapest Area Codes in Plantation, florida

Car insurance rates can also vary depending on the zip code they are coming from. Plantation, Florida rates can be more expensive because of their close proximity to elite job opportunities, educational advantages, and access to amenities such as shopping, dining, and entertainment. Neighborhood safety and school quality are additional factors that can contribute to higher insurance premiums. The most expensive zip code in Plantation, Florida is 33326 with an average home value of $713,687. The least expensive zip code in Plantation, Florida is 33313 with an average home value of $181,948.

Most Expensive Plantation, florida ZIP Codes

33311, 33313, 33319, 33322, 33324

Least Expensive Plantation, florida ZIP Codes

33317, 33323, 33325, 33326, 33328

Local Amenities in Plantation, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Plantation, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost for car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year, which is almost $1,000 more than the national average. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,764. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Plantation is $2,803. It is important to contact a White Chip Insurance agent to compare quotes from multiple insurers to ensure you get the cheapest car insurance rate possible.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state runs a high risk of natural disasters, such as hurricanes and floods, as well as a high rate of car theft. Additionally, Florida is a no fault state, meaning that drivers are personally responsible for their own medical expenses regardless of who is at fault in an auto accident. All of this leads to an increase in the cost of various insurance rates in the state of Florida.

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How much is car insurance near Plantation, FL?
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